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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,020 | $162,136-54.3% | $152,301-51.4% | $154,746-52.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 31.09% | 91.02%-59.9pp | 80.50%-49.4pp | 172.34%-141.2pp |
| Employer contribution / active EE | $4,238 | $4,890-13.3% | $4,624-8.4% | $4,379-3.2% |
| Participant deferral / active EE | $13,239 | $8,341+58.7% | $8,004+65.4% | $6,730+96.7% |
| Admin fee / account holder | $580 | $15,759-96.3% | $14,398-96.0% | $14,365-96.0% |