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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,020 | $154,228-52.0% | $145,433-49.1% | $137,256-46.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 31.09% | 74.59%-43.5pp | 66.58%-35.5pp | 220.34%-189.2pp |
| Employer contribution / active EE | $4,238 | $4,804-11.8% | $4,554-6.9% | $4,156+2.0% |
| Participant deferral / active EE | $13,239 | $8,216+61.1% | $7,897+67.6% | $6,407+106.6% |
| Admin fee / account holder | $580 | $14,344-96.0% | $13,129-95.6% | $12,270-95.3% |