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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,540 | $160,028-83.4% | $147,080-82.0% | $145,884-81.8% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 20.78% | 98.60%-77.8pp | 420.17%-399.4pp | 551.85%-531.1pp |
| Employer contribution / active EE | $3,819 | $5,286-27.7% | $4,933-22.6% | $4,662-18.1% |
| Participant deferral / active EE | $5,708 | $8,422-32.2% | $8,066-29.2% | $6,690-14.7% |
| Admin fee / account holder | $331 | $15,030-97.8% | $12,989-97.4% | $13,392-97.5% |