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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,787 | $209,336-93.4% | $197,124-93.0% | $137,256-90.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 25.34% | 48.09%-22.8pp | 44.34%-19.0pp | 220.34%-195.0pp |
| Employer contribution / active EE | $1,919 | $6,591-70.9% | $6,227-69.2% | $4,156-53.8% |
| Participant deferral / active EE | $7,044 | $9,614-26.7% | $9,135-22.9% | $6,407+9.9% |
| Admin fee / account holder | $684 | $17,308-96.0% | $16,298-95.8% | $12,270-94.4% |