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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,183 | $178,174-83.6% | $156,181-81.3% | $137,256-78.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.32% | 84.19%-63.9pp | 64.87%-44.6pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,752 | $4,972-64.8% | $4,294-59.2% | $4,156-57.9% |
| Participant deferral / active EE | $2,394 | $6,888-65.2% | $6,132-61.0% | $6,407-62.6% |
| Admin fee / account holder | $3,185 | $17,404-81.7% | $14,586-78.2% | $12,270-74.0% |