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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,241 | $108,897-52.0% | $100,378-48.0% | $145,877-64.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.77% | 58.17%-42.4pp | 49.41%-33.6pp | 551.28%-535.5pp |
| Employer contribution / active EE | $3,563 | $4,420-19.4% | $3,942-9.6% | $4,663-23.6% |
| Participant deferral / active EE | $7,662 | $8,455-9.4% | $8,087-5.3% | $6,691+14.5% |
| Admin fee / account holder | $362 | $9,690-96.3% | $7,899-95.4% | $13,402-97.3% |