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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,352 | $100,139-96.7% | $85,187-96.1% | $145,884-97.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.84% | 84.15%-73.3pp | 66.67%-55.8pp | 551.85%-541.0pp |
| Employer contribution / active EE | $885 | $3,238-72.7% | $2,732-67.6% | $4,662-81.0% |
| Participant deferral / active EE | $3,223 | $5,296-39.1% | $4,525-28.8% | $6,690-51.8% |
| Admin fee / account holder | $23,107 | $7,262+218.2% | $6,162+275.0% | $13,392+72.5% |