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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,369 | $185,312-71.7% | $161,489-67.6% | $154,746-66.2% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 25.85% | 103.84%-78.0pp | 89.72%-63.9pp | 172.34%-146.5pp |
| Employer contribution / active EE | $2,762 | $4,769-42.1% | $4,268-35.3% | $4,379-36.9% |
| Participant deferral / active EE | $9,376 | $6,350+47.7% | $5,630+66.5% | $6,730+39.3% |
| Admin fee / account holder | $943 | $18,654-94.9% | $16,006-94.1% | $14,365-93.4% |