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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,685 | $155,555-96.3% | $146,866-96.1% | $155,188-96.3% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.5%+9.2pp | 80.8%+10.9pp |
| Annual return | 23.29% | 115.41%-92.1pp | 102.85%-79.6pp | 148.84%-125.6pp |
| Employer contribution / active EE | $2,154 | $4,647-53.6% | $4,425-51.3% | $4,248-49.3% |
| Participant deferral / active EE | $2,629 | $8,044-67.3% | $7,759-66.1% | $6,531-59.7% |
| Admin fee / account holder | $1,269 | $14,755-91.4% | $13,620-90.7% | $14,480-91.2% |