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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,685 | $156,398-96.4% | $147,318-96.1% | $138,895-95.9% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 23.29% | 78.75%-55.5pp | 70.43%-47.1pp | 145.39%-122.1pp |
| Employer contribution / active EE | $2,154 | $4,853-55.6% | $4,593-53.1% | $4,194-48.6% |
| Participant deferral / active EE | $2,629 | $8,237-68.1% | $7,906-66.7% | $6,396-58.9% |
| Admin fee / account holder | $1,269 | $14,976-91.5% | $13,708-90.7% | $12,562-89.9% |