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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,434 | $159,934-87.2% | $147,005-86.1% | $145,959-86.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.12% | 98.24%-87.1pp | 418.76%-407.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $3,755 | $5,287-29.0% | $4,934-23.9% | $4,661-19.4% |
| Participant deferral / active EE | $5,707 | $8,427-32.3% | $8,070-29.3% | $6,689-14.7% |
| Admin fee / account holder | $18,424 | $15,053+22.4% | $13,006+41.7% | $13,398+37.5% |