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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,407 | $71,215-6.8% | $93,696-29.1% | $80,935-18.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 17.60% | 11.27%+6.3pp | 133.74%-116.1pp | 35.66%-18.1pp |
| Employer contribution / active EE | $2,435 | $1,565+55.6% | $2,422+0.6% | $2,757-11.7% |
| Participant deferral / active EE | $5,310 | $4,037+31.6% | $4,417+20.2% | $4,299+23.5% |
| Admin fee / account holder | $6,925 | $6,958-0.5% | $8,287-16.4% | $6,9240% |