Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,259 | $150,435-18.1% | $120,580+2.2% | $145,897-15.5% |
| Participation rate | 44.4% | 78.8%-34.4pp | 72.0%-27.5pp | 80.3%-35.9pp |
| Annual return | 7.50% | 154.60%-147.1pp | 107.48%-100.0pp | 552.29%-544.8pp |
| Employer contribution / active EE | $225 | $4,352-94.8% | $3,469-93.5% | $4,663-95.2% |
| Participant deferral / active EE | $3,756 | $6,174-39.2% | $4,995-24.8% | $6,689-43.9% |
| Admin fee / account holder | $1,138 | $12,182-90.7% | $9,418-87.9% | $13,390-91.5% |