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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,227 | $106,749-78.2% | $145,433-84.0% | $82,448-71.8% |
| Participation rate | 94.9% | 75.6%+19.2pp | 82.1%+12.8pp | 68.1%+26.8pp |
| Annual return | 20.59% | 27.59%-7.0pp | 66.58%-46.0pp | 41.64%-21.1pp |
| Employer contribution / active EE | $186 | $3,444-94.6% | $4,554-95.9% | $2,551-92.7% |
| Participant deferral / active EE | $4,244 | $6,519-34.9% | $7,897-46.3% | $4,139+2.5% |
| Admin fee / account holder | $1,244 | $8,390-85.2% | $13,129-90.5% | $7,234-82.8% |