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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,227 | $107,421-78.4% | $182,262-87.3% | $94,015-75.3% |
| Participation rate | 94.9% | 77.8%+17.1pp | 84.2%+10.7pp | 70.8%+24.1pp |
| Annual return | 20.59% | 21.32%-0.7pp | 140.60%-120.0pp | 17.84%+2.7pp |
| Employer contribution / active EE | $186 | $3,448-94.6% | $5,046-96.3% | $2,790-93.3% |
| Participant deferral / active EE | $4,244 | $6,558-35.3% | $8,276-48.7% | $4,249-0.1% |
| Admin fee / account holder | $1,244 | $8,692-85.7% | $16,712-92.6% | $8,951-86.1% |