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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,106 | $183,539-70.0% | $155,556-64.6% | $145,897-62.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 15.09% | 61.31%-46.2pp | 64.84%-49.7pp | 552.29%-537.2pp |
| Employer contribution / active EE | $3,530 | $5,315-33.6% | $4,675-24.5% | $4,663-24.3% |
| Participant deferral / active EE | $6,848 | $6,467+5.9% | $5,631+21.6% | $6,689+2.4% |
| Admin fee / account holder | $2,287 | $19,275-88.1% | $15,885-85.6% | $13,390-82.9% |