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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,291 | $185,312-47.5% | $161,489-39.8% | $154,746-37.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.11% | 103.84%-82.7pp | 89.72%-68.6pp | 172.34%-151.2pp |
| Employer contribution / active EE | $15,177 | $4,769+218.2% | $4,268+255.6% | $4,379+246.6% |
| Participant deferral / active EE | $4,062 | $6,350-36.0% | $5,630-27.9% | $6,730-39.7% |
| Admin fee / account holder | $2,293 | $18,654-87.7% | $16,006-85.7% | $14,365-84.0% |