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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,291 | $227,399-57.2% | $189,758-48.7% | $198,609-51.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 21.11% | 61.03%-39.9pp | 52.62%-31.5pp | 202.70%-181.6pp |
| Employer contribution / active EE | $15,177 | $5,526+174.6% | $4,767+218.4% | $5,055+200.2% |
| Participant deferral / active EE | $4,062 | $6,837-40.6% | $5,856-30.6% | $6,977-41.8% |
| Admin fee / account holder | $2,293 | $25,162-90.9% | $20,388-88.8% | $19,030-87.9% |