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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,291 | $174,379-44.2% | $152,093-36.0% | $138,895-30.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.11% | 74.86%-53.8pp | 66.36%-45.3pp | 145.39%-124.3pp |
| Employer contribution / active EE | $15,177 | $4,652+226.3% | $4,175+263.5% | $4,194+261.8% |
| Participant deferral / active EE | $4,062 | $6,159-34.1% | $5,451-25.5% | $6,396-36.5% |
| Admin fee / account holder | $2,293 | $16,880-86.4% | $14,497-84.2% | $12,562-81.7% |