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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,597 | $160,070+42.8% | $147,117+55.4% | $145,897+56.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.47% | 98.69%-84.2pp | 420.54%-406.1pp | 552.29%-537.8pp |
| Employer contribution / active EE | $25,700 | $5,285+386.3% | $4,932+421.0% | $4,663+451.2% |
| Participant deferral / active EE | $19,180 | $8,419+127.8% | $8,065+137.8% | $6,689+186.7% |
| Admin fee / account holder | $1,495 | $15,035-90.1% | $12,993-88.5% | $13,390-88.8% |