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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,300 | $29,736+35.5% | $56,033-28.1% | $80,935-50.2% |
| Participation rate | 13.0% | 41.7%-28.7pp | 52.5%-39.5pp | 67.7%-54.7pp |
| Annual return | 0.11% | 35.28%-35.2pp | 1711.38%-1711.3pp | 35.66%-35.5pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,354 | $1,228+10.2% | $1,954-30.7% | $4,299-68.5% |
| Admin fee / account holder | $41 | $2,434-98.3% | $2,827-98.6% | $6,924-99.4% |