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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,951 | $183,539-76.1% | $155,556-71.7% | $145,897-69.9% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.83% | 61.31%-48.5pp | 64.84%-52.0pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,602 | $5,315-69.9% | $4,675-65.7% | $4,663-65.6% |
| Participant deferral / active EE | $4,693 | $6,467-27.4% | $5,631-16.7% | $6,689-29.8% |
| Admin fee / account holder | $368 | $19,275-98.1% | $15,885-97.7% | $13,390-97.3% |