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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,976 | $90,691-91.2% | $76,119-89.5% | $145,884-94.5% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 13.10% | 624.52%-611.4pp | 361.25%-348.1pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,612 | $3,329-51.6% | $2,693-40.1% | $4,662-65.4% |
| Participant deferral / active EE | $2,686 | $5,167-48.0% | $4,259-36.9% | $6,690-59.9% |
| Admin fee / account holder | $419 | $8,383-95.0% | $6,421-93.5% | $13,392-96.9% |