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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,676 | $199,109-27.3% | $173,730-16.7% | $154,746-6.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 19.34% | 20.02%-0.7pp | 19.96%-0.6pp | 172.34%-153.0pp |
| Employer contribution / active EE | $10,340 | $5,311+94.7% | $4,577+125.9% | $4,379+136.1% |
| Participant deferral / active EE | $14,199 | $7,113+99.6% | $6,326+124.4% | $6,730+111.0% |
| Admin fee / account holder | $611 | $20,916-97.1% | $17,523-96.5% | $14,365-95.7% |