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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,146 | $114,119-27.1% | $107,187-22.4% | $138,895-40.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 24.56% | 273.21%-248.6pp | 204.55%-180.0pp | 145.39%-120.8pp |
| Employer contribution / active EE | $5,789 | $4,059+42.6% | $3,782+53.1% | $4,194+38.0% |
| Participant deferral / active EE | $14,040 | $5,538+153.5% | $5,096+175.5% | $6,396+119.5% |
| Admin fee / account holder | $578 | $10,024-94.2% | $9,162-93.7% | $12,562-95.4% |