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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,432 | $76,407-83.7% | $150,298-91.7% | $82,448-84.9% |
| Participation rate | 81.5% | 66.4%+15.1pp | 77.8%+3.7pp | 68.1%+13.4pp |
| Annual return | 27.30% | 39.99%-12.7pp | 62.79%-35.5pp | 41.64%-14.3pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,912 | $3,214-9.4% | $5,453-46.6% | $4,139-29.7% |
| Admin fee / account holder | $1,028 | $6,352-83.8% | $14,116-92.7% | $7,234-85.8% |