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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,974 | $139,948-20.7% | $121,663-8.8% | $154,746-28.3% |
| Participation rate | 25.0% | 78.0%-53.0pp | 74.5%-49.5pp | 80.7%-55.7pp |
| Annual return | 21.44% | 230.52%-209.1pp | 147.54%-126.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $812 | $3,521-76.9% | $3,020-73.1% | $4,379-81.5% |
| Participant deferral / active EE | $6,158 | $5,629+9.4% | $4,887+26.0% | $6,730-8.5% |
| Admin fee / account holder | $528 | $17,321-96.9% | $14,289-96.3% | $14,365-96.3% |