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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,374 | $174,379-63.7% | $152,093-58.3% | $138,895-54.4% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 20.58% | 74.86%-54.3pp | 66.36%-45.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $4,500 | $4,652-3.3% | $4,175+7.8% | $4,194+7.3% |
| Participant deferral / active EE | $2,741 | $6,159-55.5% | $5,451-49.7% | $6,396-57.2% |
| Admin fee / account holder | $357 | $16,880-97.9% | $14,497-97.5% | $12,562-97.2% |