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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,610 | $223,823-88.6% | $211,142-87.9% | $154,746-83.5% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 22.03% | 50.39%-28.4pp | 46.84%-24.8pp | 172.34%-150.3pp |
| Employer contribution / active EE | $4,321 | $6,787-36.3% | $6,442-32.9% | $4,379-1.3% |
| Participant deferral / active EE | $6,233 | $9,750-36.1% | $9,284-32.9% | $6,730-7.4% |
| Admin fee / account holder | $444 | $19,707-97.7% | $19,076-97.7% | $14,365-96.9% |