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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,628 | $196,972-93.6% | $182,262-93.1% | $198,609-93.6% |
| Participation rate | 95.0% | 85.7%+9.3pp | 84.2%+10.8pp | 82.4%+12.6pp |
| Annual return | 20.27% | 158.27%-138.0pp | 140.60%-120.3pp | 202.70%-182.4pp |
| Employer contribution / active EE | $2,326 | $5,364-56.6% | $5,046-53.9% | $5,055-54.0% |
| Participant deferral / active EE | $4,288 | $8,643-50.4% | $8,276-48.2% | $6,977-38.5% |
| Admin fee / account holder | $411 | $18,429-97.8% | $16,712-97.5% | $19,030-97.8% |