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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,012 | $154,228+7.6% | $145,433+14.2% | $137,256+21.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.96% | 74.59%-54.6pp | 66.58%-46.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $5,357 | $4,804+11.5% | $4,554+17.6% | $4,156+28.9% |
| Participant deferral / active EE | $10,899 | $8,216+32.6% | $7,897+38.0% | $6,407+70.1% |
| Admin fee / account holder | $994 | $14,344-93.1% | $13,129-92.4% | $12,270-91.9% |