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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,956 | $185,312-93.0% | $161,489-92.0% | $154,746-91.6% |
| Participation rate | 73.3% | 82.5%-9.1pp | 78.7%-5.4pp | 80.7%-7.4pp |
| Annual return | 14.56% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,901 | $4,769-60.1% | $4,268-55.5% | $4,379-56.6% |
| Participant deferral / active EE | $2,359 | $6,350-62.9% | $5,630-58.1% | $6,730-65.0% |
| Admin fee / account holder | $539 | $18,654-97.1% | $16,006-96.6% | $14,365-96.2% |