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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,500 | $99,053-97.5% | $88,179-97.2% | $138,895-98.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.1%+10.9pp | 79.9%+0.1pp |
| Annual return | 18.34% | 78.17%-59.8pp | 64.97%-46.6pp | 145.39%-127.1pp |
| Employer contribution / active EE | $886 | $2,882-69.3% | $2,549-65.2% | $4,194-78.9% |
| Participant deferral / active EE | $1,094 | $5,225-79.1% | $4,614-76.3% | $6,396-82.9% |
| Admin fee / account holder | $460 | $8,748-94.7% | $7,673-94.0% | $12,562-96.3% |