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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,500 | $107,809-97.7% | $97,032-97.4% | $155,188-98.4% |
| Participation rate | 80.0% | 75.5%+4.5pp | 71.6%+8.4pp | 80.8%-0.8pp |
| Annual return | 18.34% | 38.06%-19.7pp | 35.38%-17.0pp | 148.84%-130.5pp |
| Employer contribution / active EE | $886 | $2,911-69.6% | $2,629-66.3% | $4,248-79.1% |
| Participant deferral / active EE | $1,094 | $5,129-78.7% | $4,672-76.6% | $6,531-83.2% |
| Admin fee / account holder | $460 | $10,717-95.7% | $9,418-95.1% | $14,480-96.8% |