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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,289 | $183,516-94.9% | $155,534-94.0% | $145,884-93.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.03% | 61.43%-57.4pp | 64.92%-60.9pp | 551.85%-547.8pp |
| Employer contribution / active EE | $1,483 | $5,315-72.1% | $4,675-68.3% | $4,662-68.2% |
| Participant deferral / active EE | $4,448 | $6,467-31.2% | $5,630-21.0% | $6,690-33.5% |
| Admin fee / account holder | $1,083 | $19,293-94.4% | $15,900-93.2% | $13,392-91.9% |