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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,988 | $132,099-49.3% | $115,599-42.1% | $138,895-51.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 23.70% | 176.76%-153.1pp | 111.10%-87.4pp | 145.39%-121.7pp |
| Employer contribution / active EE | $1,850 | $3,416-45.8% | $2,955-37.4% | $4,194-55.9% |
| Participant deferral / active EE | $8,950 | $5,617+59.3% | $4,889+83.0% | $6,396+39.9% |
| Admin fee / account holder | $2,239 | $15,650-85.7% | $12,841-82.6% | $12,562-82.2% |