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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,230 | $172,111-92.9% | $150,298-91.9% | $137,256-91.1% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 35.37% | 69.37%-34.0pp | 62.79%-27.4pp | 220.34%-185.0pp |
| Employer contribution / active EE | $2,679 | $4,636-42.2% | $4,154-35.5% | $4,156-35.5% |
| Participant deferral / active EE | $4,579 | $6,166-25.7% | $5,453-16.0% | $6,407-28.5% |
| Admin fee / account holder | $829 | $16,471-95.0% | $14,116-94.1% | $12,270-93.2% |