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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,261 | $211,239-54.9% | $178,528-46.6% | $145,877-34.7% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 9.15% | 30.22%-21.1pp | 27.11%-18.0pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,065 | $4,570-76.7% | $3,950-73.1% | $4,663-77.2% |
| Participant deferral / active EE | $2,130 | $6,963-69.4% | $6,278-66.1% | $6,691-68.2% |
| Admin fee / account holder | $25,736 | $12,095+112.8% | $10,419+147.0% | $13,402+92.0% |