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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,857 | $173,526-7.9% | $136,072+17.5% | $145,884+9.6% |
| Participation rate | 86.7% | 80.4%+6.3pp | 76.4%+10.2pp | 80.3%+6.4pp |
| Annual return | 7.08% | 1167.12%-1160.0pp | 580.46%-573.4pp | 551.85%-544.8pp |
| Employer contribution / active EE | $12,155 | $5,285+130.0% | $4,216+188.3% | $4,662+160.7% |
| Participant deferral / active EE | $15,990 | $8,711+83.6% | $7,028+127.5% | $6,690+139.0% |
| Admin fee / account holder | $9,702 | $9,665+0.4% | $6,718+44.4% | $13,392-27.6% |