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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,656 | $239,571+17.1% | $183,328+53.1% | $137,256+104.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 9.32% | 35.69%-26.4pp | 29.67%-20.4pp | 220.34%-211.0pp |
| Employer contribution / active EE | $36,677 | $6,148+496.6% | $5,055+625.6% | $4,156+782.5% |
| Participant deferral / active EE | $14,750 | $7,995+84.5% | $6,795+117.1% | $6,407+130.2% |
| Admin fee / account holder | $1,104 | $30,059-96.3% | $21,427-94.8% | $12,270-91.0% |