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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,547 | $111,785-87.9% | $93,669-85.5% | $145,877-90.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 9.25% | 203.79%-194.5pp | 133.59%-124.3pp | 551.28%-542.0pp |
| Employer contribution / active EE | $2,338 | $3,096-24.5% | $2,424-3.5% | $4,663-49.9% |
| Participant deferral / active EE | $2,090 | $4,919-57.5% | $4,416-52.7% | $6,691-68.8% |
| Admin fee / account holder | $361 | $10,256-96.5% | $8,291-95.7% | $13,402-97.3% |