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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,547 | $111,814-87.9% | $93,654-85.5% | $145,959-90.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 9.25% | 203.30%-194.0pp | 133.34%-124.1pp | 561.95%-552.7pp |
| Employer contribution / active EE | $2,338 | $3,092-24.4% | $2,421-3.4% | $4,661-49.8% |
| Participant deferral / active EE | $2,090 | $4,914-57.5% | $4,413-52.6% | $6,689-68.7% |
| Admin fee / account holder | $361 | $10,246-96.5% | $8,282-95.6% | $13,398-97.3% |