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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,202 | $183,539-78.1% | $155,556-74.2% | $145,897-72.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.66% | 61.31%-47.6pp | 64.84%-51.2pp | 552.29%-538.6pp |
| Employer contribution / active EE | $2,201 | $5,315-58.6% | $4,675-52.9% | $4,663-52.8% |
| Participant deferral / active EE | $6,118 | $6,467-5.4% | $5,631+8.7% | $6,689-8.5% |
| Admin fee / account holder | $1,917 | $19,275-90.1% | $15,885-87.9% | $13,390-85.7% |