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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,990 | $99,921-45.0% | $85,009-35.3% | $145,959-62.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.67% | 83.89%-72.2pp | 66.47%-54.8pp | 561.95%-550.3pp |
| Employer contribution / active EE | $3,115 | $3,233-3.7% | $2,728+14.2% | $4,661-33.2% |
| Participant deferral / active EE | $4,825 | $5,293-8.8% | $4,522+6.7% | $6,689-27.9% |
| Admin fee / account holder | $5,556 | $7,252-23.4% | $6,153-9.7% | $13,398-58.5% |