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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,006 | $183,516+16.6% | $155,534+37.6% | $145,884+46.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.42% | 61.43%-49.0pp | 64.92%-52.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $12,197 | $5,315+129.5% | $4,675+160.9% | $4,662+161.6% |
| Participant deferral / active EE | $25,500 | $6,467+294.3% | $5,630+352.9% | $6,690+281.2% |
| Admin fee / account holder | $968 | $19,293-95.0% | $15,900-93.9% | $13,392-92.8% |