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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,388 | $89,259-77.2% | $107,187-81.0% | $82,637-75.3% |
| Participation rate | 97.0% | 67.9%+29.0pp | 75.0%+21.9pp | 68.1%+28.9pp |
| Annual return | 19.21% | 21.02%-1.8pp | 204.55%-185.3pp | 53.51%-34.3pp |
| Employer contribution / active EE | $1,699 | $3,080-44.8% | $3,782-55.1% | $2,552-33.4% |
| Participant deferral / active EE | $3,934 | $4,037-2.6% | $5,096-22.8% | $4,126-4.7% |
| Admin fee / account holder | $1,487 | $7,381-79.9% | $9,162-83.8% | $7,339-79.7% |