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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,044 | $58,311-38.2% | $81,882-56.0% | $80,959-55.5% |
| Participation rate | 43.8% | 63.5%-19.7pp | 72.4%-28.6pp | 67.7%-23.9pp |
| Annual return | 11.72% | 41.85%-30.1pp | 779.47%-767.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,509 | $3,287-54.1% | $4,323-65.1% | $4,300-64.9% |
| Admin fee / account holder | $11,375 | $4,752+139.4% | $7,360+54.6% | $6,925+64.3% |