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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,044 | $58,241-38.1% | $81,780-55.9% | $80,911-55.5% |
| Participation rate | 43.8% | 63.4%-19.7pp | 72.4%-28.6pp | 67.6%-23.9pp |
| Annual return | 11.72% | 41.73%-30.0pp | 776.27%-764.5pp | 35.63%-23.9pp |
| Employer contribution / active EE | $0 | $2,343-100.0% | $2,914-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,509 | $3,283-54.0% | $4,321-65.1% | $4,297-64.9% |
| Admin fee / account holder | $11,375 | $4,973+128.7% | $7,384+54.1% | $6,935+64.0% |