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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,348 | $160,040-63.5% | $147,096-60.3% | $145,877-60.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 13.35% | 98.49%-85.1pp | 419.75%-406.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $15,503 | $5,289+193.1% | $4,936+214.1% | $4,663+232.5% |
| Participant deferral / active EE | $10,068 | $8,429+19.4% | $8,071+24.7% | $6,691+50.5% |
| Admin fee / account holder | $3,930 | $15,050-73.9% | $13,005-69.8% | $13,402-70.7% |