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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,348 | $159,934-63.5% | $147,005-60.3% | $145,959-60.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.6pp | 80.3%+5.4pp |
| Annual return | 13.35% | 98.24%-84.9pp | 418.76%-405.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $15,503 | $5,287+193.2% | $4,934+214.2% | $4,661+232.6% |
| Participant deferral / active EE | $10,068 | $8,427+19.5% | $8,070+24.8% | $6,689+50.5% |
| Admin fee / account holder | $3,930 | $15,053-73.9% | $13,006-69.8% | $13,398-70.7% |