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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,129 | $201,370+160.3% | $184,256+184.5% | $145,897+259.2% |
| Participation rate | 95.8% | 87.5%+8.3pp | 86.8%+9.0pp | 80.3%+15.5pp |
| Annual return | 17.15% | 29.05%-11.9pp | 28.85%-11.7pp | 552.29%-535.1pp |
| Employer contribution / active EE | $16,863 | $7,024+140.1% | $6,427+162.4% | $4,663+261.7% |
| Participant deferral / active EE | $20,065 | $9,808+104.6% | $9,133+119.7% | $6,689+200.0% |
| Admin fee / account holder | $5,106 | $16,364-68.8% | $13,899-63.3% | $13,390-61.9% |