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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,346 | $87,059-67.4% | $105,608-73.2% | $80,925-65.0% |
| Participation rate | 92.9% | 70.4%+22.4pp | 75.3%+17.6pp | 67.7%+25.2pp |
| Annual return | 47.60% | 17.05%+30.6pp | 116.50%-68.9pp | 35.65%+12.0pp |
| Employer contribution / active EE | $2,566 | $2,396+7.1% | $3,167-19.0% | $2,756-6.9% |
| Participant deferral / active EE | $5,091 | $3,986+27.7% | $5,010+1.6% | $4,299+18.4% |
| Admin fee / account holder | $351 | $8,443-95.8% | $11,028-96.8% | $6,940-94.9% |