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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,346 | $87,132-67.5% | $105,624-73.2% | $80,959-65.0% |
| Participation rate | 92.9% | 70.4%+22.4pp | 75.3%+17.6pp | 67.7%+25.2pp |
| Annual return | 47.60% | 17.03%+30.6pp | 116.20%-68.6pp | 35.67%+11.9pp |
| Employer contribution / active EE | $2,566 | $2,397+7.1% | $3,168-19.0% | $2,757-6.9% |
| Participant deferral / active EE | $5,091 | $3,985+27.7% | $5,013+1.6% | $4,300+18.4% |
| Admin fee / account holder | $351 | $8,449-95.8% | $10,961-96.8% | $6,925-94.9% |