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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,713 | $185,312-36.5% | $161,489-27.1% | $154,746-23.9% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 19.09% | 103.84%-84.8pp | 89.72%-70.6pp | 172.34%-153.2pp |
| Employer contribution / active EE | $2,667 | $4,769-44.1% | $4,268-37.5% | $4,379-39.1% |
| Participant deferral / active EE | $6,457 | $6,350+1.7% | $5,630+14.7% | $6,730-4.1% |
| Admin fee / account holder | $954 | $18,654-94.9% | $16,006-94.0% | $14,365-93.4% |