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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,262 | $156,616-89.6% | $133,346-87.8% | $198,609-91.8% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 19.51% | 44.25%-24.7pp | 36.85%-17.3pp | 202.70%-183.2pp |
| Employer contribution / active EE | $1,469 | $3,368-56.4% | $2,853-48.5% | $5,055-70.9% |
| Participant deferral / active EE | $4,236 | $4,920-13.9% | $4,332-2.2% | $6,977-39.3% |
| Admin fee / account holder | $1,718 | $17,468-90.2% | $14,264-88.0% | $19,030-91.0% |