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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,988 | $51,638-69.0% | $68,368-76.6% | $82,448-80.6% |
| Participation rate | 74.1% | 63.6%+10.5pp | 73.8%+0.3pp | 68.1%+6.0pp |
| Annual return | 21.22% | 37.53%-16.3pp | 292.57%-271.4pp | 41.64%-20.4pp |
| Employer contribution / active EE | $1,176 | $2,047-42.5% | $2,649-55.6% | $2,551-53.9% |
| Participant deferral / active EE | $2,477 | $2,914-15.0% | $4,123-39.9% | $4,139-40.2% |
| Admin fee / account holder | $1,626 | $4,643-65.0% | $5,150-68.4% | $7,234-77.5% |