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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,761 | $172,111-75.2% | $150,298-71.5% | $137,256-68.8% |
| Participation rate | 92.9% | 81.7%+11.1pp | 77.8%+15.1pp | 80.0%+12.9pp |
| Annual return | 17.45% | 69.37%-51.9pp | 62.79%-45.3pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,745 | $4,636-40.8% | $4,154-33.9% | $4,156-34.0% |
| Participant deferral / active EE | $5,631 | $6,166-8.7% | $5,453+3.3% | $6,407-12.1% |
| Admin fee / account holder | $2,935 | $16,471-82.2% | $14,116-79.2% | $12,270-76.1% |