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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,761 | $174,379-75.5% | $152,093-71.9% | $138,895-69.2% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 17.45% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,745 | $4,652-41.0% | $4,175-34.2% | $4,194-34.6% |
| Participant deferral / active EE | $5,631 | $6,159-8.6% | $5,451+3.3% | $6,396-12.0% |
| Admin fee / account holder | $2,935 | $16,880-82.6% | $14,497-79.8% | $12,562-76.6% |