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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,318 | $59,440-15.3% | $78,004-35.5% | $82,637-39.1% |
| Participation rate | 66.7% | 62.8%+3.8pp | 69.4%-2.8pp | 68.1%-1.4pp |
| Annual return | 16.76% | 40.24%-23.5pp | 31.07%-14.3pp | 53.51%-36.7pp |
| Employer contribution / active EE | $2,347 | $1,750+34.1% | $2,469-4.9% | $2,552-8.0% |
| Participant deferral / active EE | $4,559 | $3,138+45.3% | $4,092+11.4% | $4,126+10.5% |
| Admin fee / account holder | $1,910 | $5,504-65.3% | $7,578-74.8% | $7,339-74.0% |