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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,380 | $90,614-86.3% | $76,089-83.7% | $145,877-91.5% |
| Participation rate | 31.8% | 74.5%-42.7pp | 69.1%-37.3pp | 80.3%-48.5pp |
| Annual return | 13.66% | 623.80%-610.1pp | 360.94%-347.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $4,074 | $3,324+22.5% | $2,690+51.4% | $4,663-12.6% |
| Participant deferral / active EE | $0 | $5,168-100.0% | $4,259-100.0% | $6,691-100.0% |
| Admin fee / account holder | $539 | $8,376-93.6% | $6,418-91.6% | $13,402-96.0% |