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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,561 | $76,407-62.6% | $150,298-81.0% | $82,448-65.4% |
| Participation rate | 78.8% | 66.4%+12.4pp | 77.8%+1.1pp | 68.1%+10.8pp |
| Annual return | 79.24% | 39.99%+39.2pp | 62.79%+16.5pp | 41.64%+37.6pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,845 | $3,214+113.0% | $5,453+25.5% | $4,139+65.4% |
| Admin fee / account holder | $2,178 | $6,352-65.7% | $14,116-84.6% | $7,234-69.9% |